Drowning In Debts: What You Should Know About Chapter 7 Bankruptcy


Sometimes, no matter how hard you try to get your finances on track, there is always something that comes up and prevents it from happening. If you find that you are drowning in debts that are hard to pay off, you might want to consider filing for Chapter 7 bankruptcy. In this article, find out what you need to know about Chapter 7 bankruptcy and how you should go about the filing process.

27 March 2015

Consider The Different Types Of Debt Relief Available


If you have trouble making your monthly payments, you may want to consider debt relief. While the economy has somewhat recovered from troubled times, many people are still feeling the economic effects of the bad economy. But you may not know what type of debt relief you should seek out, because there are so many different types available. While filing for bankruptcy may be a last resort, you can assess your financial situation and determine which type of debt relief is right for you.

24 March 2015

Navigating Personal Bankruptcy


Understanding the different types of personal bankruptcy will help you understand which direction you should take to getting your finances back on track. Types of bankruptcy are dependent on the situation and are usually organized into "Chapters" to better aid the debtor in making decisions. The three most common types of personal bankruptcy are Chapter 7, Chapter 11, and Chapter 13. Chapter 7 bankruptcy Chapter 7 bankruptcy is a sort of fresh start when it comes to your finances.

20 March 2015

Filing A Social Security Disability Claim: 3 Facts You Should Know


Have you recently suffered a debilitating injury or illness that has left you unable to work? If so, you should know that you may be eligible to collect monthly benefits through the social security disability program. However, before you file your claim for disability benefits, there are a few facts that you should know. Fact #1: You Must Fulfill Employment Requirements To Get Social Security Disability Benefits When trying to determine whether they will qualify for disability benefits, many applicants focus purely on the medical requirements they must meet in order to qualify for these benefits.

13 March 2015

How Will Bankruptcy Affect Your Ability To Pay For Your (Or Your Child's) College?


If you've recently made the decision to file for Chapter 7 bankruptcy protection, you may be wondering what you can do to rebuild your portfolio going forward. These decisions become even more crucial when you're faced with the prospect of taking out parent loans for your child's education -- or plan on going back to school yourself. How will filing for bankruptcy impact your ability to take out educational loans? Read on to learn more about the treatment of bankruptcy by federally-backed and private student lenders.

9 March 2015

What You Need To Know About Filing For Bankruptcy


Filing for bankruptcy is a difficult process. It can be a great way to get a fresh new start, but it is also very hard. Your finances will hurt for the next couple years, not to mention your credit will be non-existent. Thus, if you are thinking about bankruptcy, it is important to educate yourself about the options as much as possible. Here are some things that you need to know about bankruptcy.

5 March 2015